The benchmark for mortgage rates and long-term borrowing costs. Values are official daily par yields published by the U.S. Treasury after each trading day.
Coverage mentioning Treasuries, yields and the bond market, plus Federal Reserve policy releases.
The Wall Street Journalvia WSJ: Markets
Global bond yields were poised to end October sharply lower as a flight to safety revived demand for government debt, even as markets braced for higher short-term borrowing from the U.S. Treasury.
4.94%
down 4 basis pointsfrom 4.98% on Oct 29, 2026
Daily par yield at the close. Non-trading days are omitted.
251 observations from Oct 30, 2025 to Oct 30, 2026. Latest 4.94%. Use the left and right arrow keys to read individual values.
Last 10 business days.
| Date | Yield | Daily change |
|---|---|---|
| Oct 30, 2026 | 4.94% | down 4 basis points |
| Oct 29, 2026 | 4.98% | down 7 basis points |
| Oct 28, 2026 | 5.05% | up 6 basis points |
| Oct 27, 2026 | 4.99% | down 1 basis points |
| Oct 26, 2026 | 5.00% | unchanged |
| Oct 23, 2026 | 5.00% | up 4 basis points |
| Oct 22, 2026 | 4.96% | down 17 basis points |
| Oct 21, 2026 | 5.13% | up 1 basis points |
| Oct 20, 2026 | 5.12% | down 3 basis points |
| Oct 19, 2026 | 5.15% | — |
How the 10-year compares with short rates and the long end.
| Rate | Latest | Spread |
|---|---|---|
| 2-year Treasury10Y minus 2Y | 4.56% | +38 bp |
| 3-month Treasury bill10Y minus 3M | 4.16% | +78 bp |
| 30-year Treasury30Y minus 10Y | 5.31% | +37 bp |
| Effective fed funds rate10Y minus EFFR | 3.88% | +106 bp |
Treasury yields: U.S. Department of the Treasury, as of Oct 30, 2026. EFFR: Federal Reserve Bank of New York, as of Oct 29, 2026.